What are typical documents that the lender requests to consider mortgage retention options?

Each lender is different with respect to which income documents are acceptable. Standard documents include:

  • Pay stubs
  • Award letters from social security or pension
  • Bank statements to show consistency in wages or fixed income
  • Tax returns
  • Checks for self-employment income
  • Rental or boarder income
  • Income from a contributor (must be living in the property)


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